Panama City Beach, Real Estate - Homes For Sale


Checklist for Home Buyers in Panama City Beach,, FL


Panama City Beach, Homepage: Real Estate Homepage




Know Your Rights as a Homebuyer
Before you start, there are many laws that protect you from scams, unnecessary expenses, and discrimination in the process of homebuying. Know your rights!

Find out How Much Mortgage Can You Afford
You can save yourself a lot of wheel-spinning if you take a minute to figure out how much mortgage you can afford. Generally, a lender will want your monthly mortgage payment to total no more than 29% of your monthly gross income (that's your monthly income before taxes and other paycheck deductions are taken out.) You also need to consider current loan interest rates. The lower the interest rate, the more expensive the home you'll be able to afford. Follow our tips and use these simple calculators to see how much you can afford in a mortgage payment.

Create Your "Wishlist"
Make your Wish Lst. Focus on the features you want in a home: 2 bedrooms or 3? 1 bath or 2? Garage or no garage? Knowing what you're looking for will help you focus your search. And it will help your real estate broker, too.

Find a Real Estate Broker
You'll want to start searching for a broker as soon as you decide to buy a home. Talk to several and find someone you think you'll be comfortable working closely with. Many of your friends and relatives have probably bought and sold their homes through brokers. Ask them who they used and what their experiences were. You can find out which brokers specialize in the kind of home or the area you want by looking in the Yellow Pages or your local newspaper's classified real estate ads. Or drive through neighborhoods and note the names of brokers on "for sale" signs. When you talk to prospective brokers, ask questions about the areas and types of homes in which you're interested. Do they seem knowledgeable? Most important, is their personal style a good fit with your own?

Mortgages and Homebuying Programs
Many different kinds of mortgages are available to you. Read about them, and make sure you understand the pros and cons of each. Your real estate broker can help you. HUD offers some special homebuying programs. Also, many local governments offer special homebuying programs to help low-income homebuyers. Shop around - you may be surprised at all your options!



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Email Me
Allen Owens
REALTOR ®

Cell 850-258-1782
Direct850-235-3714
Office850-249-3615
2104 Thomas Drive
Panama City Beach 32408







[click image for info]

$409,000
10901 Front Beach Rd Unit 1902
Panama City Beach, FL

This is your chance to own a Four Bedroom Three Bathroom Condo in Majestic Beach Tower I. This condo has been well maintained and is in great condition...[more]




[click image for info]

$525,000
15625 Front Beach Rd Unit 2003
Panama City Beach, FL

Beautiful three bedroom condo at Aqua with two bedrooms on the gulf...[more]




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$2,795,000
8696 Hwy 30-A
Seacrest, FL

One of the best priced gulf front homes on 30-A .Dreams Come True Is a 5 bedroom 5 bath Gulf Front home sitting high on a bluff in Seacrest Beach...[more]
















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